IHT & Wealth Management

Nobody likes to pay more than their fair share in taxes.

AJD Financial Services Ltd is dedicated to providing a wealth management service in the fullest sense. Our aim is to preserve and grow family wealth for future generations. We look to achieve this with a combination of successful investment strategies and careful tax planning to ensure a planned transfer of wealth to future generations.

Inheritance tax (IHT) potentially becomes payable upon your death on all your assets such as personal possessions, property, savings accounts etc. There are certain exemptions, for example if you leave a legacy to charity.

If your assets are worth less than the agreed threshold, no tax is payable. This threshold is known as the Nil Rate Band. Assets over and above the Nil Rate Band are subject to a flat rate 40% tax.

With careful planning we can help to reduce and/or offset the amount of tax due on your estate after your death.

* Some forms of estate planning are not regulated by the Financial Conduct Authority

** Tax rates and the application of same, will be subject to individual circumstances