Retirement Planning
Retirement planning is split into two phases:
You either need growth now on your savings and investments (Planning For Retirement) or you need what you have worked hard for to provide additional income whilst trying to maintain the capital (In Retirement).
In Retirement?
Unfortunately, the price of things you use the most of in retirement can often be the things which are most affected by inflation. Ensuring you have the right strategy to help your income keep pace with the rising cost of living can mean the difference between maintaining your lifestyle and not.
This does not mean that you need to take unnecessary risks with your capital. At the retirement stage, we can advise on a number of different approaches for taking your accumulated pension or investments. Depending on your individual circumstances we can help you decide on what is appropriate for you.
* Tax rates and the application of same, will be subject to individual circumstances
